3 Credits. This course discusses the basic function of a title reader. Another course addressed the function of title searchers in the twenty one county record rooms in the State of New Jersey. The title office or agent will order the necessary searches required by a title application in accordance with the title underwriter’s guidelines.The course discusses the elements of the search, the preparation of the commitment, and the factors that must be considered to insure the transaction.

In this course we will cover:

• Definition of a Commitment
• Elements of the Search
• Preparation of the Commitment
• Foreclosures
• Common Defects
• Liens
• Trusts
• Bankruptcy
• Easements
• Restricitons
• Condominiums
• Leaseholds and Cooperatives
• Riparian Issues
• Notice of Settlment