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Courses Included: 13 (Closed courses will not be included.)
These courses are presented by the New Jersey Land Title Institute for Title Insurance Producer Continuing Education
Fraud along with ethics is something we are hearing and talking a lot about these days. This course will look at both of these issues in the title industry. This course is will provide 1 Ethics CE credit and 2 Title CE credits. It will review the following:(a) Making Ethics Personal(b) The Title Industry Consumer Initiative(c) Understanding Compliance in New Jersey(d) Understanding Compliance – Federal(e) Confronting Pressure & Temptation(f) Managing Funds(g) Recognizing Fraud
507939 - LTI Water Rights
The subject of waters is an extremely important and complex one, which embraces a number of distinct (yet sometimes overlapping) concepts, including:(a) State ownership of riparian lands.(b) Governmental regulation of wetlands and coastal areas.(c) The navigational servitude in favor of the United States.(d) Common law rights to use waters abutting or flowing through one's lands.(e) The "public trust" doctrineEach of these concepts will be discussed in this course
88889946 - LTI Frequently Asked Questions
Frequently Asked Questions in Title Insurance
88891434 - LTI DECEDENTS and ESTATES
3 Credits - This course will examine the effects of death on the transferability of real estate titles. It will review the pitfalls in title searching that may lead to claims. It will show how to identify problems, untangle complex estate issues and sort through statutory material to address possible customer concerns.
88891435 - LTI Bankruptcy Issues in Title
3 Credits - This course will provide a general overview of bankruptcy law as it pertains to real estate transactions, judgment liens, creditors’ rights and relevant state statutes. It will also review judicial proceedings in general and mortgage foreclosures in particular, emphasizing their relationship with bankruptcy proceedings.
88894336 - LTI Rate Manual
Rate Manual (effective 4/2013)
88898345 - LTI Basic Reading
3 Credits. This course discusses the basic function of a title reader. Another course addressed the function of title searchers in the twenty one county record rooms in the State of New Jersey. The title office or agent will order the necessary searches required by a title application in accordance with the title underwriter’s guidelines.The course discusses the elements of the search, the preparation of the commitment, and the factors that must be considered to insure the transaction.
88898347 - LTI Mortgage Issues in Title
2 Credits. The major lien disclosed on the county level is a mortgage. A mortgage is a limited conveyance of real property, the purpose of which is to create a security interest for an underlying debt, usually a mortgage note. Understanding the mortgage, how it is recorded, and how to remove it from the record is a core understanding of the Title Insurance industry.
88898382 - LTI How to Search
2 creditsSince the dawn of civilization, society has recognized the need to create and maintain public records. Title to the entire State of New Jersey was originally vested in King Charles II of the United Kingdom after the conquest of the area from the Dutch. Today, government offices maintain these records. The Attorney or Title Officer reviews the search material and after applying the relevant legal principals determines the validity and/or insurability of the title under review.
88898383 - LTI Riparian and Other Water Issues in Title
3 credits - Tidelands or Riparian lands refers to lands flowed by the tide (and sometimes includes lands formerly flowed by the tide). The State of New Jersey holds title in fee simple to all lands currently or formerly flowed by the tide, unless it has already conveyed its ownership.
88898384 - LTI Bankruptcy and Foreclosure Issues in Title
3 Credits. The Bankruptcy Act of 1898 was the first to give companies in distress an option of being protected from creditors. Since then, the laws and regulations have gone through a number of iterations that effect the consumer in bankruptcy and therefore title issues in real estate transactions for those going through bankruptcy. This course discusses the issues surrounding bankruptcy and foreclosures and the relationship they have to title insurance
88898385 - LTI Real Estate Settlement and Procedures Act
4 credits - In depth discussion of the Real Estate Settlement Procedures Act including new Loan Estimate and Closing Disclosure.
88898386 - LTI Judgments, Liens, and Encumbrances
3 credits. How they arise, how long they last how do you get rid of them. In the past, a judgment became a lien upon its entry on the Civil Judgment and Order Docket through an automatic process. As the result of a statutory amendment, an abstract of the judgment must be submitted to the Clerk, together with the requisite filing fee, in order to create a lien. Entry upon the minute book of the court clerk is insufficient. A judgment lien is purely statutory in nature; it was unknown at common law.